Types of Debt

What are the most common debts that Enforcement Officers (or certificated bailiffs) enforce?

  • Business Improvement District (BID) Levy – in some commercial districts BID Levy is added to help pay for local improvements.
  • Consumer and Business-to-Business (B2B) Debt – dealt with through a County Court, or through the High Court, by obtaining a County Court Judgment (CCJ), these types of debt include utility debts; gas, electric and water debts. Unless transferred to the High Court for private enforcement, these will be enforced by County Court bailiffs.
  • Council Tax & Non-Domestic Rate (NDR) – property taxes paid to Local Authorities to help for local services (i.e. rubbish collection, police services) that depend on the estimated value of a property. Council Tax is paid on residential homes while NDR is paid on business premises.
  • Income Tax & Value Added Tax (VAT) – taxes paid to Central Government from incomes or based upon goods/services purchased. Distress Warrants can be issued by HM Revenue & Customs without obtaining a court order.
  • Magistrates’ Distress Warrants – used to enforce financial penalties such as fines imposed by magistrates and unpaid civil penalties (i.e. spot penalty notices issued by police).
  • Penalty Charge Notices (PCN) – issued for a violation of the road traffic law; for not paying the Congestion Charge in London or parking fines.
  • Rent Arrears – to enforce the payment of rent arrears, commercial property owners can instruct bailiffs to act on the day the rent should have been paid, without having to go to court.